Compare the total cost of renting versus buying a home over a chosen period - factoring EMIs, rent increases, maintenance and appreciation.
Compare the total cost over a period. A rough model - tweak the assumptions to your case.
Simplified: ignores tax benefits, rent deposit, transaction/registration costs and brokerage. Equity = appreciated home value − outstanding loan. Use it as a directional guide, not advice.
Whichever way you lean…
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For guidance only - not professional tax, financial or legal advice. Rules, rates and norms change; please confirm with a qualified advisor.